* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  color-scheme: light;
  --ink: #1b1e23;
  --muted: #5d6672;
  --line: #d9dee5;
  --surface: #f6f7f9;
  --accent: #1c5d99;
  --accent-soft: #e7f1fb;
  --warm: #f3efe9;
}

body {
  font-family: "Inter", "Segoe UI", Arial, sans-serif;
  color: var(--ink);
  background: #ffffff;
  line-height: 1.6;
}

a {
  color: var(--accent);
  text-decoration: none;
}

img {
  display: block;
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.page {
  max-width: 1180px;
  margin: 0 auto;
  padding: 0 28px;
}

.site-header {
  padding: 24px 0;
  border-bottom: 1px solid var(--line);
  background: #fff;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.nav-left,
.nav-right {
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
}

.logo {
  font-weight: 700;
  letter-spacing: 0.5px;
  color: var(--ink);
}

.ad-label {
  font-size: 0.9rem;
  color: var(--muted);
  padding: 6px 10px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: var(--surface);
}

.primary-btn,
.ghost-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 18px;
  border-radius: 8px;
  border: 1px solid var(--accent);
  font-weight: 600;
  transition: none;
}

.cta-row {
  margin-top: 18px;
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  align-items: center;
}

.card-image {
  min-height: 180px;
}

.primary-btn {
  background: var(--accent);
  color: #fff;
}

.ghost-btn {
  background: transparent;
  color: var(--accent);
}

.section {
  padding: 56px 0;
}

.section.split {
  display: flex;
  gap: 36px;
  align-items: stretch;
  flex-wrap: wrap;
}

.section.split.reverse {
  flex-direction: row-reverse;
}

.section.split .copy,
.section.split .visual {
  flex: 1 1 320px;
}

.section-title {
  font-size: 2.1rem;
  line-height: 1.2;
  margin-bottom: 16px;
}

.lead {
  font-size: 1.05rem;
  color: var(--muted);
  margin-bottom: 18px;
}

.kicker {
  text-transform: uppercase;
  letter-spacing: 1px;
  font-size: 0.78rem;
  color: var(--muted);
  margin-bottom: 12px;
}

.image-frame {
  border-radius: 16px;
  overflow: hidden;
  background: var(--accent-soft);
  min-height: 240px;
}

.cards {
  display: flex;
  flex-wrap: wrap;
  gap: 22px;
}

.card {
  flex: 1 1 240px;
  border: 1px solid var(--line);
  border-radius: 14px;
  overflow: hidden;
  background: #fff;
  display: flex;
  flex-direction: column;
}

.card-body {
  padding: 18px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.price {
  font-weight: 700;
  color: var(--accent);
}

.list {
  display: flex;
  flex-direction: column;
  gap: 10px;
  padding-left: 16px;
}

.list li {
  list-style: disc;
}

.banner {
  background: var(--warm);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.stats {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
}

.stat {
  flex: 1 1 180px;
  background: var(--surface);
  border-radius: 12px;
  padding: 16px;
}

.inline-cta {
  font-weight: 600;
}

.form-card {
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 22px;
  background: #fff;
}

form {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

label {
  font-weight: 600;
}

input,
select,
textarea {
  padding: 10px 12px;
  border-radius: 8px;
  border: 1px solid var(--line);
  font-size: 1rem;
}

textarea {
  min-height: 120px;
  resize: vertical;
}

.site-footer {
  border-top: 1px solid var(--line);
  padding: 32px 0 80px;
  background: #fff;
}

.footer-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
}

.footer-col {
  flex: 1 1 200px;
}

.disclaimer {
  margin-top: 14px;
  font-size: 0.9rem;
  color: var(--muted);
}

.sticky-cta {
  position: fixed;
  right: 20px;
  bottom: 20px;
  background: var(--accent);
  color: #fff;
  padding: 12px 16px;
  border-radius: 999px;
  font-weight: 600;
  z-index: 20;
}

.cookie-banner {
  position: fixed;
  left: 16px;
  right: 16px;
  bottom: 16px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 16px;
  display: none;
  gap: 14px;
  flex-wrap: wrap;
  z-index: 30;
}

.cookie-banner.show {
  display: flex;
}

.cookie-actions {
  display: flex;
  gap: 10px;
}

.bg-process {
  background: linear-gradient(120deg, rgba(28, 93, 153, 0.12), rgba(243, 239, 233, 0.7)),
    url("https://images.unsplash.com/photo-1474631245212-32dc3c8310c6?w=1400&q=80")
    center/cover no-repeat;
}

.bg-process .copy {
  background: rgba(255, 255, 255, 0.9);
  padding: 22px;
  border-radius: 16px;
}

.legal-hero {
  background: var(--surface);
  border-bottom: 1px solid var(--line);
  padding: 32px 0;
}

@media (max-width: 860px) {
  .section.split {
    flex-direction: column;
  }

  .sticky-cta {
    left: 20px;
    right: 20px;
    text-align: center;
  }
}